Taking credit or taking credit is one of the facts that have been added to our language and has become a part of our lives. The reason is that among the loan options suitable for every need, the number of people who go to attract and meet their needs is high in number. The process that begins with real estate acquisition becomes longer and longer lists when it comes to marriage, children and vehicles.
It is possible to obtain the money required for these from financial institutions and organizations. Financial institutions will decide whether or not you can get a loan without sacrificing the possibility that the compromise they can give you can be recovered. To get credit, your credit score must be high and your record must be clean. If not, it will be necessary to try different ways.
Credit to the Unemployed
An institution to which you apply for the loan will request some documents from you. The reason for requesting documents is to understand how loyal you are to your promise to repay and to what extent it is possible. In general, these documents are documents that show your income and your working situation.
Salary payroll is also the documents that are requested at the beginning. If you are unemployed, you must provide other resources, such as rent, that you can offer. Otherwise, your credit is difficult to approve. You can apply to other institutions for your urgent need not approved by banks. Legal assets with large and sound financing can provide loans to consumers, similar to banks.
Cash is given with promissory note
Using debt money against bills is another credit option. When it is decided to go this way, it is necessary to be extremely careful. Because those who do not have a formal basis and who lend with a promissory note are those who commit a crime in the legal sense.
These people, who are known as loan sharks among the people, may say that you did not do this even though you have paid, or they may use interest rates with incredible numbers. It is not possible to call your right before the law.
Emergency Credit Usage Conditions from Banks
Banks require documents as mentioned to extend loans. These are related to your stealing and income. Various documents are requested covering your salary and where you work.
After these documents are not completed, your credit will not be approved. Because once you have not paid your loan, you will not have much chance in your urgent loan needs without completing the conditions, documents and having a good record, as it will be recorded in your registry.
Credit Over Postpaid Line
One of the ways that you can use for your urgent and small amount cash needs is to take the phone over the postpaid line and then turn it into cash. When you have any postpaid line, the points you get as a result of your regular payments give you the chance to pick up the phone you want.
Your phone is delivered as soon as it gets approved. Then it sells to any telephony you wish and you can use your money in cash. You can also pay this money monthly on your invoice.